.soe-ti{--ti-ink:#1f1d1a;--ti-muted:#6e675f;--ti-line:#ded8cf;--ti-paper:#f6f2ec;--ti-paper-2:#eee7de;--ti-accent:#9a5f3f;--ti-white:#fff;color:var(--ti-ink)}
.soe-ti *{box-sizing:border-box}.soe-ti a{text-decoration:none}.soe-ti__wrap{width:min(1200px,calc(100% - 40px));margin:0 auto}.soe-ti__wrap--narrow{width:min(860px,calc(100% - 40px));margin:0 auto}.soe-ti__eyebrow{margin:0 0 16px;font-size:12px;line-height:1.2;font-weight:700;letter-spacing:.16em;text-transform:uppercase}.soe-ti__hero{padding:72px 0 52px;background:linear-gradient(135deg,var(--ti-paper) 0%,#fff 70%)}.soe-ti__hero-grid{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(320px,.75fr);gap:56px;align-items:center}.soe-ti__h1{max-width:760px;margin:0;font-size:clamp(40px,6vw,76px);line-height:.98;letter-spacing:-.045em}.soe-ti__hero-line{display:block;margin-top:18px;color:var(--ti-accent);font-size:.58em;line-height:1.05;letter-spacing:-.025em}.soe-ti__lead{max-width:700px;margin:28px 0 0;font-size:clamp(18px,2vw,24px);line-height:1.45;color:var(--ti-muted)}.soe-ti__actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:30px}.soe-ti__button{display:inline-flex;align-items:center;justify-content:center;min-height:50px;padding:13px 22px;border:1px solid var(--ti-ink);border-radius:2px;background:var(--ti-ink);color:#fff;font-weight:700;line-height:1.2;transition:transform .15s ease,opacity .15s ease}.soe-ti__button:hover{transform:translateY(-1px);opacity:.92}.soe-ti__button--ghost{background:transparent;color:var(--ti-ink)}.soe-ti__micro{margin:15px 0 0;font-size:13px;color:var(--ti-muted)}.soe-ti__journey{padding:30px;border:1px solid var(--ti-line);background:#fff}.soe-ti__journey-label{margin:0 0 18px;font-size:12px;font-weight:700;letter-spacing:.13em;text-transform:uppercase}.soe-ti__journey-row{display:grid;grid-template-columns:1fr 26px 1fr;gap:10px;align-items:center;padding:17px 0;border-top:1px solid var(--ti-line)}.soe-ti__journey-row:first-of-type{border-top:0}.soe-ti__journey-kicker{display:block;margin-bottom:4px;font-size:11px;color:var(--ti-muted);text-transform:uppercase;letter-spacing:.1em}.soe-ti__journey-value{font-size:17px;font-weight:700}.soe-ti__arrow{text-align:center;color:var(--ti-accent);font-size:20px}.soe-ti__journey-note{margin:16px 0 0;padding-top:17px;border-top:1px solid var(--ti-line);font-size:14px;line-height:1.55;color:var(--ti-muted)}.soe-ti__trust{border-top:1px solid var(--ti-line);border-bottom:1px solid var(--ti-line);background:#fff}.soe-ti__trust-grid{display:grid;grid-template-columns:repeat(4,1fr)}.soe-ti__trust-item{padding:20px 18px;text-align:center;font-size:14px;font-weight:700;border-left:1px solid var(--ti-line)}.soe-ti__trust-item:first-child{border-left:0}.soe-ti__section{padding:80px 0}.soe-ti__section--paper{background:var(--ti-paper)}.soe-ti__section--dark{background:var(--ti-ink);color:#fff}.soe-ti__section-head{max-width:760px;margin-bottom:38px}.soe-ti__h2{margin:0;font-size:clamp(32px,4vw,52px);line-height:1.05;letter-spacing:-.035em}.soe-ti__section-copy{margin:18px 0 0;font-size:18px;line-height:1.6;color:var(--ti-muted)}.soe-ti__section--dark .soe-ti__section-copy{color:#d6d0c8}.soe-ti__steps{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.soe-ti__step{min-height:260px;padding:26px;border:1px solid var(--ti-line);background:#fff}.soe-ti__step-num{display:flex;width:38px;height:38px;align-items:center;justify-content:center;margin-bottom:42px;border-radius:50%;background:var(--ti-paper-2);font-size:14px;font-weight:700}.soe-ti__step h3{margin:0 0 10px;font-size:21px;line-height:1.2}.soe-ti__step p{margin:0;color:var(--ti-muted);line-height:1.55}.soe-ti__form-intro{padding:62px 0 22px;text-align:center}.soe-ti__form-intro .soe-ti__section-copy{max-width:700px;margin:16px auto 0}.soe-ti__specialist{display:grid;grid-template-columns:.9fr 1.1fr;gap:64px;align-items:start}.soe-ti__specialist-mark{display:flex;min-height:290px;align-items:flex-end;padding:30px;background:var(--ti-paper-2);font-size:clamp(28px,4vw,48px);font-weight:700;line-height:1.02;letter-spacing:-.04em}.soe-ti__specialist-copy p{margin:0 0 18px;font-size:18px;line-height:1.7}.soe-ti__specialist-copy strong{color:var(--ti-accent)}.soe-ti__path-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.soe-ti__path{padding:30px;border:1px solid #4a4641;background:#282521}.soe-ti__path small{display:block;margin-bottom:30px;color:#bdb5ac;font-size:11px;font-weight:700;letter-spacing:.13em;text-transform:uppercase}.soe-ti__path h3{margin:0 0 12px;color:#fff;font-size:25px}.soe-ti__path p{margin:0;color:#d9d2ca;line-height:1.6}.soe-ti__path-cta{margin-top:30px}.soe-ti__section--dark .soe-ti__button{border-color:#fff;background:#fff;color:var(--ti-ink)}.soe-ti__circular{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid var(--ti-line)}.soe-ti__circle-item{padding:28px;border-left:1px solid var(--ti-line)}.soe-ti__circle-item:first-child{border-left:0}.soe-ti__circle-icon{margin-bottom:30px;font-size:24px;color:var(--ti-accent)}.soe-ti__circle-item h3{margin:0 0 9px;font-size:20px}.soe-ti__circle-item p{margin:0;color:var(--ti-muted);line-height:1.55}.soe-ti__faq{border-top:1px solid var(--ti-line)}.soe-ti__faq details{border-bottom:1px solid var(--ti-line)}.soe-ti__faq summary{position:relative;cursor:pointer;list-style:none;padding:24px 44px 24px 0;font-size:18px;font-weight:700}.soe-ti__faq summary::-webkit-details-marker{display:none}.soe-ti__faq summary:after{content:'+';position:absolute;right:4px;top:20px;font-size:26px;font-weight:400}.soe-ti__faq details[open] summary:after{content:'−'}.soe-ti__faq-answer{max-width:760px;padding:0 0 24px;color:var(--ti-muted);font-size:16px;line-height:1.65}.soe-ti__faq-answer p{margin:0}.soe-ti__final{padding:72px 0;text-align:center;background:var(--ti-paper-2)}.soe-ti__final .soe-ti__h2{max-width:760px;margin:0 auto}.soe-ti__final .soe-ti__section-copy{max-width:680px;margin:16px auto 0}.soe-ti__final .soe-ti__actions{justify-content:center}.soe-ti__anchor{scroll-margin-top:120px}
@media(max-width:989px){.soe-ti__hero-grid,.soe-ti__specialist{grid-template-columns:1fr}.soe-ti__hero-grid{gap:34px}.soe-ti__steps{grid-template-columns:repeat(2,1fr)}.soe-ti__trust-grid{grid-template-columns:repeat(2,1fr)}.soe-ti__trust-item:nth-child(3){border-left:0;border-top:1px solid var(--ti-line)}.soe-ti__trust-item:nth-child(4){border-top:1px solid var(--ti-line)}.soe-ti__path-grid{grid-template-columns:1fr}.soe-ti__circular{grid-template-columns:repeat(2,1fr)}.soe-ti__circle-item:nth-child(3){border-left:0;border-top:1px solid var(--ti-line)}.soe-ti__circle-item:nth-child(4){border-top:1px solid var(--ti-line)}}
@media(max-width:640px){.soe-ti__wrap,.soe-ti__wrap--narrow{width:min(100% - 28px,1200px)}.soe-ti__hero{padding:48px 0 34px}.soe-ti__journey{padding:20px}.soe-ti__trust-grid{grid-template-columns:1fr 1fr}.soe-ti__trust-item{padding:16px 10px;font-size:12px}.soe-ti__section{padding:56px 0}.soe-ti__steps{grid-template-columns:1fr}.soe-ti__step{min-height:0}.soe-ti__step-num{margin-bottom:24px}.soe-ti__specialist{gap:28px}.soe-ti__specialist-mark{min-height:220px}.soe-ti__circular{grid-template-columns:1fr}.soe-ti__circle-item,.soe-ti__circle-item:nth-child(3),.soe-ti__circle-item:nth-child(4){border-left:0;border-top:1px solid var(--ti-line)}.soe-ti__circle-item:first-child{border-top:0}.soe-ti__actions{flex-direction:column}.soe-ti__button{width:100%}}